.loan-module__J_05AW__wrap{flex-direction:column;gap:12px;display:flex}.loan-module__J_05AW__disclaimer{background:color-mix(in srgb, var(--cyan-600) 14%, transparent);border:1px solid color-mix(in srgb, var(--cyan-600) 30%, transparent);border-radius:var(--radius-m);color:var(--text);padding:13px 16px;font-size:13px;line-height:1.85}.loan-module__J_05AW__disclaimer strong{color:var(--cyan-600)}.loan-module__J_05AW__warnBox{color:var(--text);font-size:13px;line-height:1.7;font-family:var(--font-sans);background:#dc262624;border:1px solid #dc26264d;border-radius:10px;padding:11px 14px}.loan-module__J_05AW__warnBox strong{color:var(--red-600)}.loan-module__J_05AW__infoBox{background:color-mix(in srgb, var(--cyan-600) 14%, transparent);border:1px solid color-mix(in srgb, var(--cyan-600) 30%, transparent);color:var(--text);font-size:13px;line-height:1.75;font-family:var(--font-sans);border-radius:10px;padding:11px 14px}.loan-module__J_05AW__infoBox strong{color:var(--cyan-600)}.loan-module__J_05AW__tabs{background:var(--bg2);border:1px solid var(--border);border-radius:var(--radius-m);grid-template-columns:repeat(6,1fr);gap:4px;padding:5px;display:grid}@media (max-width:720px){.loan-module__J_05AW__tabs{grid-template-columns:repeat(3,1fr)}}@media (max-width:480px){.loan-module__J_05AW__tabs{grid-template-columns:repeat(2,1fr)}}.loan-module__J_05AW__tabBtn{border-radius:var(--radius-s);color:var(--muted);font-size:12px;font-family:var(--font-sans);cursor:pointer;background:0 0;border:none;padding:9px 4px;font-weight:500}@media (hover:hover){.loan-module__J_05AW__tabBtn:hover{color:var(--text)}}.loan-module__J_05AW__tabActive{background:var(--accent-dim);color:var(--accent-ink);font-weight:700}.loan-module__J_05AW__tabActivePrepay{color:var(--yellow-700);background:#a162072e;font-weight:700}.loan-module__J_05AW__tabActiveRefi{background:color-mix(in srgb, var(--cyan-600) 18%, transparent);color:var(--cyan-600);font-weight:700}.loan-module__J_05AW__tabActiveRate{color:var(--orange-600);background:#ea580c2e;font-weight:700}.loan-module__J_05AW__tabActiveReverse{color:var(--purple-600);background:#9b59b61a;font-weight:700}.loan-module__J_05AW__tabActiveCompare{color:#e11d48;background:#e11d482e;font-weight:700}.loan-module__J_05AW__card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--radius-card);box-sizing:border-box;width:100%;padding:16px 18px}.loan-module__J_05AW__cardLabel{color:var(--muted);letter-spacing:.06em;text-transform:uppercase;justify-content:space-between;align-items:baseline;margin-bottom:12px;font-size:11px;font-weight:600;display:flex}.loan-module__J_05AW__cardLabelHint{text-transform:none;letter-spacing:0;color:var(--muted);opacity:.85;font-size:11px;font-weight:400}.loan-module__J_05AW__threeCol{grid-template-columns:1fr 1fr 1fr;gap:8px;display:grid}.loan-module__J_05AW__twoCol{grid-template-columns:1fr 1fr;gap:8px;display:grid}@media (max-width:540px){.loan-module__J_05AW__threeCol,.loan-module__J_05AW__twoCol{grid-template-columns:1fr}}.loan-module__J_05AW__inputRow{align-items:center;gap:8px;display:flex}.loan-module__J_05AW__numInput{background:var(--bg3);border:1px solid var(--border);border-radius:var(--radius-s);min-width:0;font-family:var(--font-sans);font-variant-numeric:tabular-nums;text-align:right;color:var(--text);box-sizing:border-box;outline:none;flex:1;width:100%;padding:11px 14px;font-size:18px;font-weight:800}.loan-module__J_05AW__numInput:focus{border-color:var(--accent)}.loan-module__J_05AW__numInput::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.loan-module__J_05AW__numInput::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.loan-module__J_05AW__numInput{appearance:textfield}.loan-module__J_05AW__unit{color:var(--muted);white-space:nowrap;font-size:13px;font-family:var(--font-sans)}.loan-module__J_05AW__optionRow{grid-template-columns:repeat(2,1fr);gap:5px;display:grid}.loan-module__J_05AW__optionRow3{grid-template-columns:repeat(3,1fr);gap:5px;display:grid}.loan-module__J_05AW__optionRow4{grid-template-columns:repeat(4,1fr);gap:5px;display:grid}.loan-module__J_05AW__optionRow5{grid-template-columns:repeat(5,1fr);gap:5px;display:grid}@media (max-width:540px){.loan-module__J_05AW__optionRow4,.loan-module__J_05AW__optionRow5{grid-template-columns:repeat(2,1fr)}}.loan-module__J_05AW__optionBtn{background:var(--bg3);border:1px solid var(--border);border-radius:var(--radius-s);color:var(--muted);font-size:12px;font-family:var(--font-sans);cursor:pointer;text-align:center;padding:9px 6px;line-height:1.4}@media (hover:hover){.loan-module__J_05AW__optionBtn:hover{color:var(--text);border-color:var(--border-hover)}}.loan-module__J_05AW__optionActive{background:var(--accent-dim);color:var(--accent-ink);border-color:var(--accent);font-weight:700}.loan-module__J_05AW__presetGrid{grid-template-columns:repeat(3,1fr);gap:5px;display:grid}@media (max-width:540px){.loan-module__J_05AW__presetGrid{grid-template-columns:repeat(2,1fr)}}.loan-module__J_05AW__presetCard{background:var(--bg3);border:1px solid var(--border);text-align:left;cursor:pointer;font-family:var(--font-sans);border-radius:10px;padding:10px 12px;transition:all .15s}@media (hover:hover){.loan-module__J_05AW__presetCard:hover{border-color:var(--border-hover);transform:translateY(-1px)}}.loan-module__J_05AW__presetCardActive{background:var(--accent-dim);border-color:var(--accent)}.loan-module__J_05AW__presetCard p{margin:0}.loan-module__J_05AW__presetCardName{color:var(--text);margin-bottom:3px;font-size:13px;font-weight:700}.loan-module__J_05AW__presetCardActive .loan-module__J_05AW__presetCardName{color:var(--accent-ink)}.loan-module__J_05AW__presetCardDesc{color:var(--muted);font-size:11px}.loan-module__J_05AW__chips{flex-wrap:wrap;gap:5px;margin-top:8px;display:flex}.loan-module__J_05AW__chip{background:var(--bg3);border:1px solid var(--border);border-radius:var(--radius-pill);color:var(--muted);font-size:12px;font-family:var(--font-sans);cursor:pointer;padding:6px 12px;font-weight:700}@media (hover:hover){.loan-module__J_05AW__chip:hover{color:var(--accent);border-color:var(--accent)}}.loan-module__J_05AW__chipActive{background:var(--accent-dim);color:var(--accent-ink);border-color:var(--accent)}.loan-module__J_05AW__slider{appearance:none;background:0 0;outline:none;width:100%;height:32px}.loan-module__J_05AW__slider::-webkit-slider-runnable-track{background:var(--bg3);border:1px solid var(--border);border-radius:4px;height:6px}.loan-module__J_05AW__slider::-moz-range-track{background:var(--bg3);border:1px solid var(--border);border-radius:4px;height:6px}.loan-module__J_05AW__slider::-webkit-slider-thumb{appearance:none;background:var(--accent);cursor:pointer;border:2px solid var(--bg);border-radius:50%;width:22px;height:22px;margin-top:-9px}.loan-module__J_05AW__slider::-moz-range-thumb{background:var(--accent);cursor:pointer;border:2px solid var(--bg);border-radius:50%;width:22px;height:22px}.loan-module__J_05AW__sliderRow{align-items:center;gap:10px;display:flex}.loan-module__J_05AW__sliderVal{font-family:var(--font-sans);color:var(--accent);font-variant-numeric:tabular-nums;text-align:right;min-width:80px;font-size:18px;font-weight:800}.loan-module__J_05AW__toggleRow{grid-template-columns:1fr 1fr;gap:5px;display:grid}.loan-module__J_05AW__toggleBtn{background:var(--bg3);border:1px solid var(--border);border-radius:var(--radius-s);color:var(--muted);font-size:13px;font-family:var(--font-sans);cursor:pointer;text-align:center;padding:9px 10px}.loan-module__J_05AW__toggleActive{background:var(--accent-dim);color:var(--accent-ink);border-color:var(--accent);font-weight:700}.loan-module__J_05AW__compareGrid{grid-template-columns:1fr 1fr;gap:10px;display:grid}@media (max-width:540px){.loan-module__J_05AW__compareGrid{grid-template-columns:1fr}}.loan-module__J_05AW__compareCard{background:var(--bg2);border:1px solid var(--border);border-radius:var(--radius-card);padding:18px;position:relative}.loan-module__J_05AW__compareCardAccent{border-color:color-mix(in srgb, var(--accent) 40%, transparent);background:color-mix(in srgb, var(--accent) 14%, transparent)}.loan-module__J_05AW__compareTitle{font-family:var(--font-sans);color:var(--text);margin-bottom:2px;font-size:14px;font-weight:700}.loan-module__J_05AW__compareDesc{color:var(--muted);margin-bottom:14px;font-size:11px}.loan-module__J_05AW__compareMain{font-family:var(--font-sans);color:var(--accent);font-variant-numeric:tabular-nums;font-size:clamp(20px,4vw,28px);font-weight:800}.loan-module__J_05AW__compareLabel{color:var(--muted);margin-top:3px;margin-bottom:12px;font-size:11px}.loan-module__J_05AW__compareDivider{background:var(--border);height:1px;margin-bottom:12px}.loan-module__J_05AW__compareRow{color:var(--muted);font-size:13px;font-family:var(--font-sans);justify-content:space-between;padding:4px 0;display:flex}.loan-module__J_05AW__compareRow span:last-child{font-family:var(--font-sans);color:var(--text);font-variant-numeric:tabular-nums;font-weight:700}.loan-module__J_05AW__compareInterest span:last-child{color:var(--red-600)}.loan-module__J_05AW__savingBadge{background:var(--accent-dim);border:1px solid color-mix(in srgb, var(--accent) 40%, transparent);border-radius:var(--radius-s);color:var(--accent-ink);text-align:center;font-size:12px;font-weight:700;font-family:var(--font-sans);margin-top:10px;padding:6px 10px}.loan-module__J_05AW__scheduleHead{color:var(--muted);letter-spacing:.04em;text-transform:uppercase;background:var(--bg3);border:1px solid var(--border);z-index:1;border-radius:8px 8px 0 0;grid-template-columns:60px 1fr 1fr 1fr 1.1fr;gap:8px;padding:10px 12px;font-size:11px;font-weight:700;display:grid;position:sticky;top:0}.loan-module__J_05AW__scheduleHead span{text-align:right}.loan-module__J_05AW__scheduleHead span:first-child{text-align:left}.loan-module__J_05AW__scheduleBody{background:var(--bg3);border:1px solid var(--border);border-top:none;border-radius:0 0 8px 8px;flex-direction:column;gap:0;display:flex;overflow:hidden}.loan-module__J_05AW__scheduleRow{font-size:13px;font-family:var(--font-sans);font-variant-numeric:tabular-nums;border-bottom:1px solid var(--border);grid-template-columns:60px 1fr 1fr 1fr 1.1fr;align-items:center;gap:8px;padding:10px 12px;transition:background .12s;display:grid}.loan-module__J_05AW__scheduleRow:last-child{border-bottom:none}@media (hover:hover){.loan-module__J_05AW__scheduleRow:hover{background:color-mix(in srgb, var(--accent) 14%, transparent)}}.loan-module__J_05AW__scheduleRow span{text-align:right;color:var(--text)}.loan-module__J_05AW__scheduleRow span:first-child{text-align:left;color:var(--muted);font-weight:700}.loan-module__J_05AW__scheduleRow span:nth-child(3){color:var(--orange-600)}.loan-module__J_05AW__scheduleRow span:nth-child(5){color:var(--cyan-600)}.loan-module__J_05AW__scheduleRowMilestone{background:color-mix(in srgb, var(--accent) 14%, transparent);border-bottom:1px solid color-mix(in srgb, var(--accent) 30%, transparent)}.loan-module__J_05AW__compareGrid3{grid-template-columns:repeat(3,1fr);gap:8px;display:grid}.loan-module__J_05AW__compareCardCompact{background:var(--bg2);border:1px solid var(--border);border-radius:var(--radius-m);text-align:center;flex-direction:column;gap:4px;padding:14px 12px;display:flex;position:relative}.loan-module__J_05AW__compareCardCompact .loan-module__J_05AW__compareTitle{margin:0 0 6px;font-size:13px}.loan-module__J_05AW__compareCardCompact .loan-module__J_05AW__compareMain{margin:0;font-size:clamp(15px,3vw,20px)}.loan-module__J_05AW__compareCardCompact .loan-module__J_05AW__compareLabel{margin:0;font-size:11px}.loan-module__J_05AW__compareMini{color:var(--muted);border-top:1px dashed var(--border);font-size:11px;font-family:var(--font-sans);margin-top:4px;padding-top:8px}.loan-module__J_05AW__compareMini strong{font-family:var(--font-sans);color:var(--red-600);font-weight:700}.loan-module__J_05AW__savingBadgeCompact{color:var(--accent-ink);font-size:11px;font-weight:700;font-family:var(--font-sans);background:var(--accent-dim);border-radius:6px;margin-top:6px;padding:3px 6px}@media (max-width:540px){.loan-module__J_05AW__compareGrid3{grid-template-columns:1fr;gap:6px}.loan-module__J_05AW__compareCardCompact{padding:12px 14px}.loan-module__J_05AW__scheduleHead{display:none}.loan-module__J_05AW__scheduleRow{border-bottom:1px solid var(--border);grid-template-columns:1fr 1fr;grid-template-areas:"month month""pri int""pay bal";gap:4px 12px;padding:12px 14px;font-size:13px}.loan-module__J_05AW__scheduleRow .loan-module__J_05AW__scheduleMonth{color:var(--muted);letter-spacing:.04em;text-transform:uppercase;text-align:left;border-bottom:1px dashed var(--border);grid-area:month;margin-bottom:2px;padding-bottom:6px;font-size:12px;font-weight:700}.loan-module__J_05AW__scheduleRow span:nth-child(2){text-align:left;grid-area:pri}.loan-module__J_05AW__scheduleRow span:nth-child(3){text-align:right;grid-area:int}.loan-module__J_05AW__scheduleRow span:nth-child(4){text-align:left;color:var(--text);grid-area:pay;font-weight:700}.loan-module__J_05AW__scheduleRow span:nth-child(5){text-align:right;grid-area:bal}.loan-module__J_05AW__scheduleRow span[data-label]:before{content:attr(data-label) " ";color:var(--muted);font-size:11px;font-family:var(--font-sans);margin-right:2px;font-weight:500}}.loan-module__J_05AW__scheduleRowMilestone span:first-child{color:var(--accent);font-weight:800}@media (max-width:640px){.loan-module__J_05AW__scheduleHead{display:none}.loan-module__J_05AW__scheduleBody{background:0 0;border:none;gap:6px}.loan-module__J_05AW__scheduleRow{background:var(--bg2);border:1px solid var(--border);border-radius:10px;grid-template-columns:auto 1fr;grid-template-areas:"month payment""principal balance""interest interest";gap:4px 12px;padding:12px 14px;font-size:13px;display:grid}.loan-module__J_05AW__scheduleRow:hover{background:var(--bg2)}.loan-module__J_05AW__scheduleRowMilestone{border-color:color-mix(in srgb, var(--accent) 40%, transparent);background:color-mix(in srgb, var(--accent) 14%, transparent)}.loan-module__J_05AW__scheduleRow span{text-align:right;grid-template-columns:50px 1fr;align-items:baseline;gap:4px;display:grid}.loan-module__J_05AW__scheduleRow span:before{font-family:var(--font-sans);color:var(--muted);text-align:left;text-transform:none;letter-spacing:0;font-size:11px;font-weight:400}.loan-module__J_05AW__scheduleRow span:first-child{text-align:left;color:var(--accent);grid-area:month;grid-template-columns:1fr;font-size:14px;font-weight:800}.loan-module__J_05AW__scheduleRow span:first-child:before{content:"";display:none}.loan-module__J_05AW__scheduleRow span:nth-child(2){grid-area:principal}.loan-module__J_05AW__scheduleRow span:nth-child(2):before{content:"원금"}.loan-module__J_05AW__scheduleRow span:nth-child(3){grid-area:interest}.loan-module__J_05AW__scheduleRow span:nth-child(3):before{content:"이자"}.loan-module__J_05AW__scheduleRow span:nth-child(4){grid-area:payment}.loan-module__J_05AW__scheduleRow span:nth-child(4):before{content:"납입"}.loan-module__J_05AW__scheduleRow span:nth-child(5){grid-area:balance}.loan-module__J_05AW__scheduleRow span:nth-child(5):before{content:"잔액"}}.loan-module__J_05AW__showAllBtn{border:1px solid var(--border);width:100%;color:var(--muted);cursor:pointer;font-size:13px;font-family:var(--font-sans);background:0 0;border-radius:10px;margin-top:10px;padding:10px}@media (hover:hover){.loan-module__J_05AW__showAllBtn:hover{border-color:var(--accent);color:var(--accent)}}.loan-module__J_05AW__hero{border-radius:var(--radius-card);text-align:center;border-style:solid;border-width:1px;padding:26px 22px}.loan-module__J_05AW__heroLabel{color:var(--muted);letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px;font-size:12px;font-weight:700}.loan-module__J_05AW__heroNum{font-family:var(--font-sans);letter-spacing:-1.5px;font-variant-numeric:tabular-nums;font-size:clamp(36px,9vw,56px);font-weight:800;line-height:1}.loan-module__J_05AW__heroSub{color:var(--text);font-size:13px;line-height:1.6;font-family:var(--font-sans);margin-top:10px;font-weight:600}.loan-module__J_05AW__heroDesc{color:var(--muted);font-size:13px;font-family:var(--font-sans);margin-top:6px}.loan-module__J_05AW__detailTable{flex-direction:column;gap:4px;display:flex}.loan-module__J_05AW__detailRow{background:var(--bg3);border:1px solid var(--border);border-radius:var(--radius-s);font-size:13px;font-family:var(--font-sans);grid-template-columns:1fr auto;padding:9px 14px;display:grid}.loan-module__J_05AW__detailRow span:first-child{color:var(--text)}.loan-module__J_05AW__detailRow span:last-child{font-family:var(--font-sans);color:var(--accent);font-variant-numeric:tabular-nums;font-weight:700}.loan-module__J_05AW__detailRowAccent{background:var(--accent-dim);border-color:var(--accent);font-weight:700}.loan-module__J_05AW__copyBtn{background:var(--bg2);border:1px solid var(--border);border-radius:var(--radius-m);color:var(--muted);font-size:13px;font-family:var(--font-sans);cursor:pointer;text-align:center;width:100%;padding:12px 16px}@media (hover:hover){.loan-module__J_05AW__copyBtn:hover{border-color:var(--accent);color:var(--accent)}}.loan-module__J_05AW__copied{background:var(--accent-dim);color:var(--accent-ink);border-color:var(--accent);font-weight:700}.loan-module__J_05AW__resultActions{grid-template-columns:repeat(3,1fr);gap:5px;display:grid}@media (max-width:480px){.loan-module__J_05AW__resultActions{grid-template-columns:1fr}}.loan-module__J_05AW__empty{text-align:center;color:var(--muted);background:var(--bg2);border:1px dashed var(--border);border-radius:var(--radius-card);font-size:13px;font-family:var(--font-sans);padding:30px 20px}.loan-module__J_05AW__emptyTitle{color:var(--text);margin-bottom:6px;font-size:15px;font-weight:700}.loan-module__J_05AW__chartWrap{background:var(--bg3);border:1px solid var(--border);border-radius:var(--radius-m);height:200px;padding:14px 12px 6px}.loan-module__J_05AW__chartSvg{width:100%;height:100%;display:block}.loan-module__J_05AW__chartLegend{color:var(--muted);font-size:11px;font-family:var(--font-sans);flex-wrap:wrap;justify-content:center;gap:12px;margin-top:8px;display:flex}.loan-module__J_05AW__chartLegend i{vertical-align:middle;width:12px;height:3px;margin-right:4px;font-style:normal;display:inline-block}.loan-module__J_05AW__scenarioTable{flex-direction:column;gap:4px;display:flex}.loan-module__J_05AW__scenarioRow{background:var(--bg3);border:1px solid var(--border);border-radius:var(--radius-s);font-size:13px;font-family:var(--font-sans);grid-template-columns:90px 1fr 1fr 1fr;align-items:center;gap:8px;padding:9px 14px;display:grid}.loan-module__J_05AW__scenarioRow.loan-module__J_05AW__headerRow{color:var(--muted);letter-spacing:.04em;text-transform:uppercase;background:0 0;border:none;padding:3px 14px;font-size:11px;font-weight:700}.loan-module__J_05AW__scenarioRowBaseline{background:var(--accent-dim);border-color:var(--accent);font-weight:700}.loan-module__J_05AW__scenarioDelta{font-family:var(--font-sans);font-variant-numeric:tabular-nums;font-size:14px;font-weight:800}.loan-module__J_05AW__scenarioRow span:not(:first-child){font-family:var(--font-sans);font-variant-numeric:tabular-nums;text-align:right;color:var(--text);font-weight:700}.loan-module__J_05AW__deltaPositive{color:var(--red-600)}.loan-module__J_05AW__deltaNegative{color:var(--emerald-600)}.loan-module__J_05AW__deltaZero{color:var(--muted)}.loan-module__J_05AW__dsrCard{background:var(--bg2);border-radius:var(--radius-card);text-align:center;border:1px solid;padding:16px 18px}.loan-module__J_05AW__dsrValue{font-family:var(--font-sans);font-variant-numeric:tabular-nums;margin-bottom:6px;font-size:clamp(36px,8vw,48px);font-weight:800}.loan-module__J_05AW__dsrBadge{border-radius:var(--radius-pill);font-size:13px;font-weight:700;font-family:var(--font-sans);margin-bottom:8px;padding:4px 12px;display:inline-block}.loan-module__J_05AW__dsrDesc{color:var(--muted);font-size:13px;line-height:1.7;font-family:var(--font-sans)}